Polygon | POL (@0xPolygon): Give Every User A → FREE ← Wallet

Give Every User A → FREE ← Wallet Every fintech eventually needs the same thing: somewhere for a customer's balance to live, and a way to move it. Most teams pay separate vendors for each piece, one for the wallet, one for routing the balance across chains. Starting now, we're giving both away, at no cost. Approved businesses can now create unlimited embedded wallets through Polygon Open Money Stack (OMS), with crosschain routing included. Customers get stablecoin accounts inside your product, opened with the sign-in they already use, with Polygon Trails routing across 20+ blockchains included. What's included Non-custodial, multi-chain wallets with years of production use and millions of users and transactions behind them. Built into your own app so customers can use existing sign-in, hold their own balance, and skip the seed phrase entirely. Approval limits and card-like holds. Split-key security: no single party ever holds a full key. Web and mobile SDKs in TypeScript, React Native, Swift, and Kotlin. Crosschain routing via Polygon Trails across major blockchains. With Polygon OMS, the wallet sits inside the payment flow. Fund a balance, hold it, route it across chains, settle a payout: use one unified stack instead of stitched-together wallet, ramp, and routing vendors. Why it matters You already know this one: try to pay someone in a market where correspondent banking doesn't reach, and a simple payout turns into a multi-day slog. Not because the money can't move. Because there's nowhere for it to land. An embedded wallet fixes the landing problem. Customers hold stablecoins directly, so a missing local bank account stops being the reason a deal doesn't happen. On custody: your customers hold their own funds here. With non-custodial embedded wallets, that means your business isn't taking custody of their balance. Does that change your own licensing picture? Depends on your model and your markets, honestly, that's a question for your counsel, not us. But we'll walk your compliance team through exactly what the architecture does, so they're not guessing. And once the money's in the wallet, it doesn't get stuck. Trails moves it across Polygon, Solana, Ethereum, Base, and countless other rails in just 1 click, so your customer never sees it happen. So if you're building anything that touches money, start here. Businesses can now apply for OMS Wallets & Accounts at no cost to integrate: with embedded wallet provisioning, crosschain routing, SDKs, APIs, and data services included. [All the details →] [Explore the wallet playground →] [Apply for free wallet infrastructure →]