Lumia (@BuildOnLumia): Traditional finance is under pressure and won't survive without RWA tokenization.

Traditional finance is under pressure and won't survive without RWA tokenization. According to @Cointelegraph, rising trade tensions and outdated systems have made global markets slow, expensive, and hard to access. The impact is real: private equity fundraising fell 24% in 2024 (McKinsey), U.S. IPOs are down 8.5% since 2020, and stock issuance has declined every year. This is where tokenized RWAs come in. They offer: → Predictable yields → Faster, cheaper transactions → More transparency → Fractional ownership for everyone The market is growing fast. In 2024 alone, on-chain RWAs surged 85%, surpassing $15B in value. Private credit leads the way with $11B tokenized, giving investors low-risk returns in uncertain times. Major players, including BlackRock, JPMorgan, and Citi are already building in RWA. But the biggest growth? Retail users. People who want access to real assets without needing millions. #RWA is for any financial system and anyone who wants to stay relevant. $LUMIA