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CoinDesk (@CoinDesk): Over time, protocols and smart contracts will become safer than banks, @Lombard_Finance co-founder @JacobPPhillips says, but we are not there yet.

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Over time,  protocols and smart contracts will become safer than banks, @Lombard_Finance co-founder @JacobPPhillips says, but we are not there yet. He explains how the industry can utilize battle tested software built off-chain to help bridge the gap to onboarding institutions.

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